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Premium Insurance Coverage

Protect Your Smile
& Vision

Comprehensive dental and vision coverage for Virginia and Maryland residents. No deductibles, no annual maximums, and the freedom to see any provider.

600K+
Dental Providers
57K+
Vision Providers
122
Years of Excellence

Serving All of Virginia & Maryland

Beautiful smile

Dental Coverage You Can Trust

Our Physicians Mutual dental plans cover 400+ procedures with no deductibles and no annual maximums — so you can focus on your health, not your bill.

  • Preventive care covered from day one
  • Cleanings, fillings, crowns & more
  • See any dentist you choose
  • Save 40% with Ameritas network
View Dental Plans

Vision Coverage That Sees You

Comprehensive eye exams can detect over 270 health conditions. Our VSP vision plans keep your eyes — and your health — in focus.

  • Annual WellVision Exam® covered
  • Glasses, contacts & LASIK discounts
  • 57,000+ VSP eye doctors
  • LensCrafters, Costco & more
View Vision Plans
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Exceptional Coverage

No Deductibles

Your coverage begins immediately with no out-of-pocket deductible to meet first.

No Annual Maximum

Unlike traditional plans, there's no cap on the benefits you can receive each year.

Freedom of Choice

Visit any dentist or eye doctor. Enhanced benefits when you stay in-network.

Guaranteed Acceptance

No health questionnaires or exams. Everyone qualifies regardless of history.

Immediate Benefits

Preventive and basic services covered from day one. Major services after 12 months.

Network Savings

Save an average of 40% on covered services with an in-network provider.

Modern dental office
"Your smile is your greatest asset.
Protect it."

Coverage Options

Dental care

Dental

Physicians Mutual

  • 4 Plans to Choose FromEconomy, Standard, Preferred & Premier
  • 400+ Procedures CoveredCleanings, crowns, dentures, root canals & more
  • Ameritas Network600,000+ provider locations nationwide
Compare Dental Plans →
Eye exam

Vision

VSP Vision Care

  • Comprehensive Eye ExamsWellVision Exam® detects health conditions early
  • Glasses & ContactsCoverage for frames, lenses & contact lenses
  • 57,000+ VSP ProvidersLensCrafters, Costco, Visionworks & more
Explore Vision Plans →
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Begin Your Coverage Today

Discover the peace of mind that comes with comprehensive dental and vision insurance. No waiting. No hassle. Just exceptional coverage.